Steam - Add, remove, & change a Credit card, Billing address, Debit & Gift cards! 2024 Guide

Steam accepts a wide variety of Payment methods like Credit cards, Debit cards, Prepaid Gift cards, PayPal, Skrill, and others. It varies country by country.

The process of managing the Payment methods is almost the same for all of these payment methods.

Do you want to know how to add, remove, or update Credit card details and Billing address to your Steam account

In this article, we're going to see this in these posts. So, let's get started with it!

NOTE: This article is also applicable to Debit, Gift, and prepaid cards.

    What is a billing address on Steam? What should I put for the billing address?

    The billing address is your Owner's home address which is associated with the owner's Bank account or Payment cards like Credit and Debit cards. It is being used for billing purposes.

    On your Steam account, you'll need to provide the billing address. So, Steam can keep track of the purchases & payments you'll be making from your Steam account.

    It is a mandatory thing. You have to enter your permanent residential address, so authorities can approach you if any disputes happen.

    How to add a Credit card to the Steam website?

    The method for adding a gift card is very similar to adding any other card like a Visa & Mastercard Gift card or Debit card.

    1. First, log in Steam website and open My Account

    2. Under Account details, you'll find the Add a Payment method to this account option

    add a Credit card to the steam

    3. In the payment methods field, select the Credit card option & complete the rest of the Credit card details form

    select payment method as Credit card on steam

    4. Now, just put your home address in the Billing address fields and select the Continue option

    Your Credit card details will get added along with your Billing address in Steam!

    How to Verify a credit card on Steam?

    After adding the Credit card to the Steam account, the next step is to verify it from the Steam Verification service.

    Open the Steam verification link and select the Credit card that we've added

    Now, your Credit card Background verification check begins. Basically, Steam service contacts your credit card-linked bank for authorization.

    Respective Bank checks the pending authorizations from Steam and approves if everything is fine.

    It takes a couple of days to reflect on your Credit card statement.

    Once everything is done at their end, you're good to go to make a purchase on the Steam marketplace.

    It actually takes a week for all the verification processes to use a Credit card.

    How do you add funds to your Steam account?

    Once you added the Credit card as a payment method, you can add money to your Steam account using add Funds to your Steam Wallet option under the Account details page.

    Here, you will see different amount options like $5, $10, & $15, etc. Then, follow the given instructions to finalize your fund addition.

    For more details, refer to the guide on How to add money to Steam?

    How to Remove or Change Credit Card details and a Billing address associated with that on the Steam website??

    You have added the Credit card to Steam and also purchased the games. Now for some reason, you have to remove or change it with another card. Follow 

    1. First, open your Account details from the Account details menubar option

    2. Now you'll get to the Account details page where you'll be able to see your Remaining balance and Card details

    How to Remove credit card from steam

    If you've reached here, now you'll need to remove the billing address on Steam

    3. Now, select the Delete option in front of Visa ending in XXXX, it will also delete your Billing address associated with it

    Change Credit card details and billing address on Steam

    Now, Add the New Credit Card or use the same card again. But, don't forget to add your new Billing address. That is what we're aiming to do here!

    4. Change and removing the credit card process is similar, but you'll need to select the Edit instead of Delete option from Visa ending in XXXX

    How to update the PayPal billing address on Steam?

    There are two different ways to update the billing address from your Steam account - from PayPal & from Payment cards.

    For Payment cards, as we've seen earlier, now refer below steps for PayPal.

    Change the PayPal billing address on Steam

    For PayPal, the steps are as follows. before adding the Billings address for PayPal, please Add or update a Billing address in PayPal.

    1. Open the Steam website and navigate to the Account Details page

    2. Select Add funds to your Steam Wallet option

    3. Now, choose the PayPal option as a Payment Method

    We've successfully updated the PayPal Billing address on our Steam account!

    How to update the Billing address on a Credit card to use it for Steam?

    The Process to update the Billing address on Steam is the same for all payments like Debit, Credit, or Prepaid Gift cards. You can refer to the above steps to update your Billing address.

    Or you can update your Billing address through various methods like Through Website/Mobile app, Customer support, or Visiting the Credit card issuer's Bank or Office.

    Once it gets updated, you can use it on your Steam account.

    How to update a Shipping address on Steam?

    You can update the Steam Shipping address after you order something from the Steam store.

    Just go to that order, and under Order details, you'll find the Shipping address section where you can update the Shipping address.

    The method to update the Shipping address for Steam Deck games is the same as other ordered services/products.

    FIX: Steam not letting me change my credit card from the payment method!

    Condition 1: If you're trying to purchase something from the Community market. In such conditions, Steam will not allow you to buy it using a Credit card or any other payment method.

    So, the solution for that is 

    1. First, link your Credit card as a payment method and add the balance to your Steam balance wallet

    2. Then, use that wallet balance to buy whatever you want from the Community market

    Condition 2: If you are using a credit card for regular purchases in Steam, and you're getting issues. Then, you should check the following things:

    Your Credit card has not expired - Ensure your credit card Expiry date

    Your Credit card is over your credit limit - Check your credit card is not over the limit

    Your Credit card is Bocked by Steam - If your Credit card is not expired or within your credit limit, then probably the reason will be it's blocked by Steam.

    In such situations, you need to Connect with Steam support and explain your issue to get it resolved.


    Can I use a Debit card or Prepaid card on Steam in place of a Credit card?

    Yes, you can use a Debit card or Prepaid card like Gift cards from different sellers instead of a Credit card.

    Can I have multiple Credit cards linked to my Steam account?

    You can use 2 cards whether both are Credit or both are Debit cards, or Credit and debit cards. 

    You can also use Gift cards that have Visa, Mastercard, or any other popular payment gateway simultaneously.

    Can we update the Billing address using a Visa or Mastercard Gift card?

    Yes, we can. Just remove the existing Visa or Mastercard Gift card and add it with the new Billing address.

    Can you put a fake billing address on Steam?

    As per Steam's policies, you can't add fake billing addresses or any other information to your Steam account. It is strictly against their policy.

    Steam verifies billings, shipping addresses, and other details with credit card companies.

    How to use a Steam wallet to buy games?

    After the adding credit card and money process is completed, you will have funds in your Steam wallet.

    1. Select any game that you want to buy with your Steam wallet, and Select the Purchase for Myself option
    2. Then you will be redirected to the Add Payment method page if you haven't added it earlier

    What should I do if my credit card is not being accepted on Steam?

    First of all, check your Credit card details, sometimes we enter the wrong credit card details. It's the first step to do when adding a Credit card anywhere.