How to fix a declined visa or any other gift card?

How to fix a declined visa or any other gift card?

Gift cards are of two types - Refillable and non-refillable gift cards. While using those gift cards, sometimes our gift cards may get declined.

Do you know why your gift cards are declined, when you try to use them in-store or online? We're encountering those issues and how to fix these issues one by one in this post.

    Why is my visa gift card not working or being declined online?

    Visa, MasterCard, and American Express all our payment gateways. So, it will not create not any problem, whether you're using any of these cards.

    The main reasons are who and where you're using these Gift cards. There are multiple reasons why your Gift card is being declined.

    1. Haven't activated Gift card - You have not registered and activated it on their respective website. Most people don't know that we need to register and activate it before using it online or at any place.

    2. Using the Wrong payment method - While activating the Gift cards, we need to register them either as debit or Credit.

    For Debit, we need to provide a Pin Code and if you've registered it as Credit, you can use it directly anywhere without any PIN code number.

    3. Insufficient Gift card balance - It is a third potential reason, your Gift card gets declined. Your Gift card balance is not enough to do any transaction and still use the Gift card. Of course, your Gift card will get declined.

    4. Unsupported platforms and countries - Sometimes the reason for declination is platforms and countries which doesn't support Gift card.

    5. Security concerns - Security is one of the main reasons why gift cards get rejected. There are security issues regarding the Gift cards like merchant's payment systems being vulnerable, Payment Authorisation, Some sort of security features, etc.

    How to fix a declined visa gift card?

    After seeing the real reasons why our gift cards are getting declined. Now, we've to figure out how can we fix it.

    Before getting started with the actual process, make sure that you've Activated your Gift card. Simply go to your Gift card vendor's website and register it with a PIN Code. 

    If you're facing issues or don't know how to activate it, just follow this tutorial - How to Register & Activate Visa or any other Gift card?

    1. Use the Gift cards as Either Debit or Credit, as you've registered them. If you've registered it as a Debit using the PIN Code, then use the PIN Code while doing any transaction.

    If you've activated it as Credit, then simply use it as a credit card while purchasing. You'll not require to use the PIN Code for any transaction.

    2. Check the Balance of the Gift card, before using it anywhere(Either online or at the shop). If your Transaction amount is 25 USD and you're using a lesser amount than that, it will get rejected.

    Also, check that merchant isn't charging a fee on that certain amount, e.g, the Transaction amount is 50 USD and you're using the exact 50 USD, but the seller is applying some transaction fees on that 50 USD amount.

    3. If you're doing transactions on a website that is not supported by Visa and others will lead to the rejection of the gift card. 

    Visa and other gift cards are limited to use in specific merchants and countries. Mostly the gift cards only work in the US and for some sellers in Canada.

    4. Make sure that the Website or seller's system isn't vulnerable to scams. Now, ask for a resolution from them.

    Sometimes there are Security authorizations set up on the Seller's system. Confirm this with that seller, and tell them to exclude your Gift card.

    How long does it take for a visa gift card to activate?

    The process simply takes 10-15 min to register and activate a Gift card. You can choose any method - Call or Online activation. Both methods take a similar time.

    FIX: Vanilla gift card not working?

    A gift card is a simple Debit card that is used to purchase anything. So, you can use any type of gift card and the solution for all types of Gift cards are kind of similar.

    First, try the fixes which we've explained in this guide. Still, it is not solving your issue. You can also connect with the Vanilla gift card customer service chat and ask them why the Gift card not working.

    Our views

    From this article, we've concluded that you can fix a declined Visa Gift card by using different given fixes in this guide.

    If you have any concerns about this tutorial or want to add some points to this guide, you can add them to the comment section.

    Post a Comment